How To Get Free Medical Attention Through The IESS In Ecuador

OK, so the medical services are not exactly free because you’re paying a monthly premium of around $70 or so.

The IESS is the government managed form of Social Security/medical care in Ecuador. All legal residents and citizens of Ecuador can sign up through www.application-filing-service.com/ regardless of their age. There are no deductibles you need to pay when treated. All medical services are covered (except some medications you may need to pay out of pocket).

You can also affiliate your spouse for a bit less than half the premium you’re paying.

So how do you get service?

Easy.

After at least three months of being affiliated, you call a number in Ecuador 1-800-1000-000 ext 140 to ask for a “cita” appointment and they will tell you a date and medical center location for the appointment (usually within 2 weeks). Spanish only. The mеdісаl lіеn іѕ a lеgаl ѕесurіtу provided tо a medical рrоvіdеr whеn a patient lаtеr becomes a plaintiff іn a lеgаl саѕе. In ѕuсh a ѕіtuаtіоn іf settlement occurs, medical providers аrе compensated аѕ thе аttоrnеу оf record соmреnѕаtеѕ the provider out of thе insurance соllесtіоn рrосееdѕ. Hоwеvеr, аѕ financially sound аѕ a mеdісаl lіеn appears tо bе, in a rеаl wоrld аррlісаtіоn, untold lоѕѕеѕ оссur each уеаr from thе use оf the mеdісаl lіеn. You can use this website for more detail.

They will book you in with a general doctor first to help diagnose you. Then based on that appointment they will re-book you another appointment for a later date with a specialist or for further testing. This is how they work.

And for emergencies?
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For emergencies NOT EVERYWHERE will accept IESS patients so you have to go to a specific IESS hospital in the big cities of Ecuador for free emergency assistance, if you go elsewhere they won’t pay it. Every medium to larger city in Ecuador has an IESS center of medical attention which just added new aed equipment.

That’s it, that’s all you really need to know.

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Ecuador deal of day: $17k, 819m2 beachfront lot on undiscovered beach near Mompiche

Today I’m pleased to announce a really great deal I found on my favorite undiscovered (secluded) beach in Ecuador, Muisne, which is about 20-25 minutes from nearby tourist hot spot Mompiche.

This is arguably the largest beach in Ecuador and one of the few where the OCEAN is actually receding with time making this beach get larger and larger.

I wouldn’t worry about erosion here.

The lot I’m mentioning today has no ” for sale” sign but is offered through someone I know here in Quito who is the owner.

I’ve visited the lot and it is front-line oceanfront.  It is flat with adult palm trees and grass on it.  It is fenced in and a caretaker is nearby.

Electricity is nearby and easily hooked up and water is by well or by tanker only.  Internet can be had through cell phone networks. The decoration will be redesign in the next week with handrails Melbourne, and big wooden doors with a special gate.

Property taxes are well under $100 per year and the lot includes a titled main portion and a right of possession until the sand line.

The lot is 13 meters of beachfront by 63 meters deep.  Total 819m2 and the owner is asking $17k negotiable.

At $20 per m2 in a country where I’ve seen up to $200 per m2 sell this is a steal.

Plus this lot is only getting bigger as the ocean continues to recede.

I like this particular lot cause its close enough to the malecon to walk to in a few minutes yet just far away to be out of the noise.  Ideal for folks who want to get away from other foreigners and live more like a local.

Below are pics… if interested email me at dombuon AT gmail.com and I can put you in touch with the owner.

musine beach lot

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muisne-ecuador-real-estate
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Ecuador deal of the day: $8,900 Puerto Cayo lot 100m to beach

puerto-cayo-beach

puerto-cayo-lot

 

Today I’ve got an interesting deal offered by a friend of mine in one of the top up-and-coming expat areas on the coast, and a place where I’ve invested too (so you can’t say I don’t put my money where my mouth is) Puerto Cayo.

Puerto Cayo is a quaint, safe fishing village about an hour south of Manta and 30 minutes north of Puerto Lopez.

There are islands just offshore making the ocean views really spectacular and arguably the best in Ecuador.

I met the seller of this lot, Chris a Canadian, about three years ago when he was renting my house in Manglaralto which I’ve since sold.  Since then he has purchased a few properties on the coast of Ecuador and has now decided to sell this one.

Its 212m2 and flat, good for building.  It has road access and is a short distance to both the main paved road of the coast and in the other direction the beach.  It is not beachfront but is a short 100 meter walk to the beach.

There is not an ocean-view from ground level but if you built a 2 story place with a rooftop terrace Im sure you could see the ocean from there.

He is normally asking a very reasonable $45 per m2 considering beachfront in the area is going for around $80-200m2.

So the total asking price is (45×216=) $9720.

But for three days starting today, Tuesday JAN 26, he has agreed to make a special offer to my subscribers for just $8900.

At the bottom of this email are pics.  the beach pic is of the beach out front but not from the lot directly. Contact Chris at Ecuador phone 0989273671 or email  enjoyor@aol.com .  I have no affiliation with this property or seller so your own due diligence as always is important.

 

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How to get water to your crops in Ecuador

Many agricultural lots in Ecuador, like mine, get their water from a "sei-key-ya" which are tiny canals that have been spliced off a nearby river.  

But to actually get the water to your lot you have to go point by point down the sei-key-ya and redirect the water so it reaches your lot.  

The annual fee to participate is minimal, like $20 a year, but you are required to participate in "mingas" which are "clean-ups" of the mini-canals.  

Most folks then have resevoirs they fill then water their crops at their leisure.  

You then have to close the "sei-key-ya" to your lot and let it flow through or you could flood your lot, like I already did once cause I forgot to close the sei-key-ya once my resevoir was full.  
 

Sound complicated?  It´s not.  

A pain, yes, a little bit.  Glad I just leased the lot I´m farming until I learned this, much better to have your own direct water source like an on-site river or lake.  

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pH setback with land in Ecuador

"I've never seen a pH like this." The part-time Stevia specialist said to me looking over the results of my soil analysis.  

The pH is over 8.  That's very alkaline.  Too high for a plant like Stevia.  The plant would grow but not produce as much as it should, he continued.  

The ideal, and what most soil has in Ecuador is around 6.8-7 which is a neutral soil that plants can thrive in.  

Now, there is a way to correct the pH in the lot, by injecting about a ton of sulfur, which would cost me around $500.  But there's no guarantee that would fully correct the problem.

So for now, another option I think I'll go with is another crop that is a bit more resistant to the pH.  

But I jumped the gun, live and learn I guess, and have already put a deposit down on the Stevia plants.  

I'm still VERY interested in Stevia, but now I have a bunch of plants due out the nursery and no where t put them.  

40,000 of them to be exact, at 30 cents each.  You can fit them all comfortably on about 8,000 meters of land.

In Ecuador they grow best under 2400 meters in altitude and if there is a daily or semi-daily water source.  

And now I need to find a new home for them, aka, another lot to plant them or someone who would like to buy them?  I paid 30 cents each,  could offer a nice discount depending on how many you buy, just trying to recoup my money here.  

So, learn from my mistake, wait for the soil analysis to come back before making decisions on which land to buy (or lease) and which crops to grow!  
 

Any takers on the perfectly healthy, ready to produce and live 6 years Stevia plants?  

They produce every three months and I already have a buyer in Quito lined up.  Please refer to this link for the specific production expectancies, https://63s.e69.myftpupload.com/stevia-ecuador/  .  

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