$88k, Cuenca Lot for Sale, El Despacho

$88k, Cuenca Lot for Sale, sector El Despacho
2000 m2 lot near town yet in quiet area.

lot-near-town-in-cuenca

For more info contact seller via form below:
Italo Tapia: Área (593) Cel.: 097 264 196 (Claro) / 087 750 051(Movi)
Ofic. Telf.: 72850 144

[contact-form 5 “Italo”]

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$48,500 Cuenca Quinta for sale

House and land for sale
3 bedroom, 2 bath
Dining room, kitchen, volleyball court

Gaming room with vintage gaming machines
Brick construction with cement block
Rock bases with cement and iron structure
Lot closed in with Pines, Eucalyptus, Cypresses.

The house has a garden with exotic flowers, a collection of medicinal plants with sidewalks and a big green area with a good Lawn Care

The house has a garden with different flowers, and a good
Septi tank, electricity, drinkable water
Construction: 125m2
Lot: 2.000m2

cuenca-cheap-property-for-sale

For more info contact seller via form below:
Italo Tapia: Área (593) Cel.: 097 264 196 (Claro) / 087 750 051(Movi)
Ofic. Telf.: 72850 144

[contact-form 5 “Italo”]

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Do you disqualify for health insurance in Ecuador?

“I’ve heard enough.”

“There’s no reason for us to keep talking to him.” My friend said this week as we chatted with an insurance agent in Ecuador. Many Fitness centers use to have gym instructor insurance UK.

“If I can’t get health insurance for myself and my wife, Ecuador’s not an option.”

Thing is, my friend who was looking for insurance is 70 years old (although he looks younger than me) and both he and his wife of 64 have some pre-existing health problems.

Most health insurance providers in Ecuador will only admit folks to new plans until age 65, like the agent we were talking to, effectively disqualifying my friend.

But we kept looking and looking, and we did find two insurance companies here that will accept you over age 65.

BMI and Cruz Blanca. Now, both have several years in business in Ecuador with many affiliated clinics nationwide and have good reps locally.

In fact, Cruz Blanca is the ONLY insurance company I know that has no age limit on new applicants looking to get into a health care plan. you can read more about health on health blog.

For my 70 year old friend and his wife the quoted cost of BMI insurance was $540 per month total to insurance both of them for $150,000 of coverage per year in mecical treatments and up to $15,000 a year in perscriptions and non-necessary medicial costs like check ups. With a $200 deductible.

Cruz Blanca has health insurance plans for folks 65 + starting from $105 per person for full coverage against accidents and necessary medical treatments.

But you should know a few things about health insurance in Ecuador.

As for insurance companies in Ecuador, pre-existing conditions found in the initial medical exam and their subsequent treatments are not covered in a newly opened plan.

But your initial exam probably won’t be too rigurous, or may not even be necessary, unless you are over 65. To know more about what kind of tests are done, go to Neuropathy Relief Guide and check their insurance section. That should get you the knowledge you need to be ready.

For example, if you are detected to have a minor medical condition in the initial exam, meds and treatment for that ailment will not be covered. And for several health issues, like Diabetes, most providers in Ecuador will simply disqualify you.

Now, Ecuador health care is CHEAP.

$20 for teeth cleaning. $5 for a doctor check up. $150 when you split your forehead open playing tackle football without pads (don’t ask).

Some just pay as they go living without insurance, like me.

Others keep their US plans although they live in Ecuador.

For instance, Blue Cross Blue Shield on some plans covers half of all medical costs incurred when outside their “home” country.

If you liked this you’d love my weekly newsletter on everything you need to know BEFORE you move to Ecuador… sign up below, you can unsubscribe at any time:


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Murali-Hostal-Guayaquil

Cotacachi 2 hectare lot with 2 houses $175k

This property has been in the family for over 140 years.

Property has 2 houses and quarters for the caretakers. One house is 1,821 sq ft and the other house 1,507 sq ft

Caretaker is a friend of the family and would stay.

City water, sewer, electric and telephone.

Deep well – 30 meters. Owner plans to dig one more meter for irrigation.

The land is 22,250 sq meters or 5.498 acres or 2.225 hectares
Price: $175,000

cotacachi-land-for-sale

For More Information Please Contact:

Micky Enright Real Estate Agent
[email protected]
10 de Agosto #10-64
Cotacachi, Ecuador
Local Cell: 087558194

To email the seller please use the form below:

[contact-form 12 “MickyEnright”]

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Furnished Cotacachi Condo, $68k

Furnished Cotacachi Condo: $68,000

cotacachi-condo-for-sale

Great price for a 3 bedroom 3 bath furnished condominium. This Building consists of 6 units. This small complex does not have maintenance fees but is totally secured. Gated and alarm system in unit which installers page. Walk to downtown – short distance.

Features Include

Second floor location
Internet 24/7 at $25 per month
New tile floors
New kitchen cabinets
All dishes, silverware and pans
Stove and refrigerator with warranty protection by the local refridgerator repair near me
Hook-up for Washer and Dryer
2 TV’s and 2 DVDs
Covered parking area within entrance security
Small wood burning stove – vented. Keeps you warm and cozy on cool nights
Sun bathing roof and area for washing clothes

The Art work in this unit is negotiable if you’d like to have it included.
Price: $68,000 furnished

For More Information Please Contact:

Micky Enright Real Estate Agent
[email protected]
10 de Agosto #10-64
Cotacachi, Ecuador
Local Cell: 087558194

To email the seller please use the form below:

[contact-form 12 “MickyEnright”]

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