For those looking for a place with cheap, but high quality health care options, Ecuador just might be for you, but it is vitally important to take into account the few pitfalls that persist and understand how the system works before you come.
In Ecuador there are two basic types of medical facilities, public hospitals and private clinics. The public hospitals are very inexpensive, but also the level of care is very poor, often with long waits, even in emergencies.
But the care offered by most of the private clinics is often superior to that of US facilities.
For example, I recently had a facial skin treatment done with a local dermatologist, and $30 later, my skin looked and felt 5 years younger.
I also got a teeth cleaning and had a few cavities filled, and $60 later, my mouth never felt better. Never had it been so thoroughly treated in the US.
Yes, costs for care are low down here, but there are also several affordable health insurance options available.
You will need to sign a contract, but you can opt out whenever you wish with no penalties and even get a reimbursement of prepaid premiums not used.
The health care plans cover all types of illnesses and accidents except drug or alcohol related, or mental problems stress related.
In Ecuador, mental problems are not yet seen as real “health problems”.
Also, many plans don’t cover the cost of a wheel chair (if needed) and usually have a limit they will pay for fake limbs.
For people under 60, no medical exams are needed to begin coverage. For people over 60, the medical exam is not too rigorous, just a basic test making sure you don’t have some type of cancer or Aids.
Most health insurance plans also cover 100% of medicines, if issued under a doctor’s prescription, but only if the medicines are generic (not name brand).
In Ecuador, the generic medicines are in huge supply and tend to be identical to the name brand medicines, and at a fraction of the cost.
For part 2 click here… thanks…Domenick
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